Micro-loans
For small businesses, individual entrepreneurs:
up to 245 million sum
loan amount
BR + 6%
annual interest rate
up to 3 years
loan term
Apply for a loan
Purpose of the loan:
- For production
- For the purchase of buildings and structures
- To purchase equipment and inventory.
Loan terms:
| Loan amount | Loan term | Annual interest rate | Grace period |
|---|---|---|---|
| Up to 245 million soums | Up to 3 years | Base rate + 6% | 3 months |
Securing a loan:
- A security deposit
- Pledge of liquid and fixed property
- Third party guarantee
- Insurance policy
- Other types of security according to the legislation.
Documents to be submitted:
- Application
- Business plan
- Financial statements
- Constituent documents
- Decision on the consent of the founders to receive a loan and provision of collateral
- Other necessary documents.
Delivery documentation:
If there is a deposit:
- Property Valuation Report
- Cadastral documents, technical passport and/or technical supervision
- Minutes of the Founders' meeting on the consent to the provision of collateral
If a third party acts as a guarantor:
- The balance sheet of the guarantor company and its appendices
- Audit report
- Minutes of the Founders' meeting on the consent to the issuance of a pledge
- Founding documents (certificate, charter, founding agreement)
With insurance:
- Insurance contract and policy
Tariffs
| Loan term | Annual interest rate | Down payment amount | Grace period |
|---|---|---|---|
| up to 3 years | up to BR + 6% | 30% of the loan amount | 3 months |
Documents to download:
Benefits of a loan from Alokabank
Fast decision making
processing the application
as soon as possible.
Issuance of a loan on the day of application
use the funds immediately
after receiving the loan.
Minimum documents
a passport is enough
to open a loan.
How to get a loan?
1
Fill out an application
It takes
about 5 minutes on average
2
Wait for approval
We make a decision
within 15 minutes
3
Get a loan at the nearest branch
Take your documents with you
beta-version